SIP ₹5,000/Month for 3 Years at 12%

If you invest ₹5,000 every month via SIP for 3 years at an expected annual return of 12%, your total corpus will grow to approximately ₹2.18 L. You invest ₹1.80 L in total and earn ₹37,538 as returns.

Monthly Investment:
₹5,000
Investment Duration:
3 years
Invested Amount
₹1.80 L
Estimated Value
₹2.18 L

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Estimated Value =

SIP Calculator FAQs

What will ₹5,000/month SIP return in 3 years at 12%?

Investing ₹5,000 every month via SIP for 3 years at 12% annual return gives an estimated corpus of ₹2.18 L. Total invested: ₹1.80 L. Returns: ₹37,538.


How much will ₹5,000 SIP grow in 3 years?

At 12% annual return, a monthly SIP of ₹5,000 for 3 years grows to ₹2.18 L. The power of compounding turns ₹1.80 L invested into ₹2.18 L.


How is SIP return calculated for ₹5,000/month?

SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹5,000, r = monthly rate (12%/12 = 1%), n = 3×12 = 36 months. Result: ₹2.18 L.


Is ₹5,000/month SIP for 3 years a good investment?

At 12% annual return, a 3-year SIP of ₹5,000/month builds a corpus of ₹2.18 L from just ₹1.80 L invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.