Systematic Deposit Plan (SDP) Calculator
Calculate how much your money can grow with a monthly deposit and interest rate over time.
Calculations are based on standard financial formulas.
SIP Calculator – Monthly Investment Returns | Compound Interest Calculator – Savings Growth
How to Use the SDP Calculator
The SDP Calculator helps you estimate your maturity amount based on:
- Monthly Deposit: The amount you invest each month.
- Annual Return Rate (%): The expected annual rate of return on your deposit.
- Investment Duration: The number of years you plan to deposit regularly.
Note: This is an estimate. Actual returns may vary based on interest rates and market conditions.
SDP Calculator FAQs
What is a Systematic Deposit Plan (SDP) Calculator?
An SDP Calculator estimates the maturity value of regular monthly deposits over a fixed period at a given interest rate. It uses the recurring deposit compound interest formula to show total invested amount, interest earned, and final maturity value.
How is SDP maturity value calculated?
SDP maturity value is calculated using the recurring deposit formula: M = P × [((1 + r)^n − 1) / r] × (1 + r), where P is the monthly deposit, r is the monthly interest rate (annual rate ÷ 12), and n is the total number of months.
What is the difference between SDP and SIP?
SDP (Systematic Deposit Plan) invests a fixed monthly amount in a bank deposit or recurring deposit with a guaranteed interest rate. SIP (Systematic Investment Plan) invests in mutual funds with market-linked returns. SDP is lower risk with fixed returns; SIP has higher return potential with market risk.
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