SIP ₹5,000/Month for 20 Years at 12%
If you invest ₹5,000 every month via SIP for 20 years at an expected annual return of 12%, your total corpus will grow to approximately ₹49.96 L. You invest ₹12.00 L in total and earn ₹37.96 L as returns.
SIP Calculator FAQs
What will ₹5,000/month SIP return in 20 years at 12%?
Investing ₹5,000 every month via SIP for 20 years at 12% annual return gives an estimated corpus of ₹49.96 L. Total invested: ₹12.00 L. Returns: ₹37.96 L.
How much will ₹5,000 SIP grow in 20 years?
At 12% annual return, a monthly SIP of ₹5,000 for 20 years grows to ₹49.96 L. The power of compounding turns ₹12.00 L invested into ₹49.96 L.
How is SIP return calculated for ₹5,000/month?
SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹5,000, r = monthly rate (12%/12 = 1%), n = 20×12 = 240 months. Result: ₹49.96 L.
Is ₹5,000/month SIP for 20 years a good investment?
At 12% annual return, a 20-year SIP of ₹5,000/month builds a corpus of ₹49.96 L from just ₹12.00 L invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.
SIP Calculator with Graph – Estimate Mutual Fund Returns & Growth Chart — ₹5,000/month
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- 3 years · 12%
- 5 years · 8%
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