SIP ₹5,000/Month for 20 Years at 10%

If you invest ₹5,000 every month via SIP for 20 years at an expected annual return of 10%, your total corpus will grow to approximately ₹38.28 L. You invest ₹12.00 L in total and earn ₹26.28 L as returns.

Monthly Investment:
₹5,000
Investment Duration:
20 years
Invested Amount
₹12.00 L
Estimated Value
₹38.28 L

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Estimated Value =

SIP Calculator FAQs

What will ₹5,000/month SIP return in 20 years at 10%?

Investing ₹5,000 every month via SIP for 20 years at 10% annual return gives an estimated corpus of ₹38.28 L. Total invested: ₹12.00 L. Returns: ₹26.28 L.


How much will ₹5,000 SIP grow in 20 years?

At 10% annual return, a monthly SIP of ₹5,000 for 20 years grows to ₹38.28 L. The power of compounding turns ₹12.00 L invested into ₹38.28 L.


How is SIP return calculated for ₹5,000/month?

SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹5,000, r = monthly rate (10%/12 = 0.8333%), n = 20×12 = 240 months. Result: ₹38.28 L.


Is ₹5,000/month SIP for 20 years a good investment?

At 10% annual return, a 20-year SIP of ₹5,000/month builds a corpus of ₹38.28 L from just ₹12.00 L invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.