SIP ₹1,000/Month for 5 Years at 12%
If you invest ₹1,000 every month via SIP for 5 years at an expected annual return of 12%, your total corpus will grow to approximately ₹82,486. You invest ₹60,000 in total and earn ₹22,486 as returns.
SIP Calculator FAQs
What will ₹1,000/month SIP return in 5 years at 12%?
Investing ₹1,000 every month via SIP for 5 years at 12% annual return gives an estimated corpus of ₹82,486. Total invested: ₹60,000. Returns: ₹22,486.
How much will ₹1,000 SIP grow in 5 years?
At 12% annual return, a monthly SIP of ₹1,000 for 5 years grows to ₹82,486. The power of compounding turns ₹60,000 invested into ₹82,486.
How is SIP return calculated for ₹1,000/month?
SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹1,000, r = monthly rate (12%/12 = 1%), n = 5×12 = 60 months. Result: ₹82,486.
Is ₹1,000/month SIP for 5 years a good investment?
At 12% annual return, a 5-year SIP of ₹1,000/month builds a corpus of ₹82,486 from just ₹60,000 invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.