SIP ₹1,000/Month for 10 Years at 12%

If you invest ₹1,000 every month via SIP for 10 years at an expected annual return of 12%, your total corpus will grow to approximately ₹2.32 L. You invest ₹1.20 L in total and earn ₹1.12 L as returns.

Monthly Investment:
₹1,000
Investment Duration:
10 years
Invested Amount
₹1.20 L
Estimated Value
₹2.32 L

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Estimated Value =

SIP Calculator FAQs

What will ₹1,000/month SIP return in 10 years at 12%?

Investing ₹1,000 every month via SIP for 10 years at 12% annual return gives an estimated corpus of ₹2.32 L. Total invested: ₹1.20 L. Returns: ₹1.12 L.


How much will ₹1,000 SIP grow in 10 years?

At 12% annual return, a monthly SIP of ₹1,000 for 10 years grows to ₹2.32 L. The power of compounding turns ₹1.20 L invested into ₹2.32 L.


How is SIP return calculated for ₹1,000/month?

SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹1,000, r = monthly rate (12%/12 = 1%), n = 10×12 = 120 months. Result: ₹2.32 L.


Is ₹1,000/month SIP for 10 years a good investment?

At 12% annual return, a 10-year SIP of ₹1,000/month builds a corpus of ₹2.32 L from just ₹1.20 L invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.