SIP ₹1,000/Month for 25 Years at 12%

If you invest ₹1,000 every month via SIP for 25 years at an expected annual return of 12%, your total corpus will grow to approximately ₹18.98 L. You invest ₹3.00 L in total and earn ₹15.98 L as returns.

Monthly Investment:
₹1,000
Investment Duration:
25 years
Invested Amount
₹3.00 L
Estimated Value
₹18.98 L

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Estimated Value =

SIP Calculator FAQs

What will ₹1,000/month SIP return in 25 years at 12%?

Investing ₹1,000 every month via SIP for 25 years at 12% annual return gives an estimated corpus of ₹18.98 L. Total invested: ₹3.00 L. Returns: ₹15.98 L.


How much will ₹1,000 SIP grow in 25 years?

At 12% annual return, a monthly SIP of ₹1,000 for 25 years grows to ₹18.98 L. The power of compounding turns ₹3.00 L invested into ₹18.98 L.


How is SIP return calculated for ₹1,000/month?

SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹1,000, r = monthly rate (12%/12 = 1%), n = 25×12 = 300 months. Result: ₹18.98 L.


Is ₹1,000/month SIP for 25 years a good investment?

At 12% annual return, a 25-year SIP of ₹1,000/month builds a corpus of ₹18.98 L from just ₹3.00 L invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.