SIP ₹500/Month for 20 Years at 12%
If you invest ₹500 every month via SIP for 20 years at an expected annual return of 12%, your total corpus will grow to approximately ₹5.00 L. You invest ₹1.20 L in total and earn ₹3.80 L as returns.
SIP Calculator FAQs
What will ₹500/month SIP return in 20 years at 12%?
Investing ₹500 every month via SIP for 20 years at 12% annual return gives an estimated corpus of ₹5.00 L. Total invested: ₹1.20 L. Returns: ₹3.80 L.
How much will ₹500 SIP grow in 20 years?
At 12% annual return, a monthly SIP of ₹500 for 20 years grows to ₹5.00 L. The power of compounding turns ₹1.20 L invested into ₹5.00 L.
How is SIP return calculated for ₹500/month?
SIP uses the formula: FV = M × [((1+r)^n − 1) / r] × (1+r), where M = ₹500, r = monthly rate (12%/12 = 1%), n = 20×12 = 240 months. Result: ₹5.00 L.
Is ₹500/month SIP for 20 years a good investment?
At 12% annual return, a 20-year SIP of ₹500/month builds a corpus of ₹5.00 L from just ₹1.20 L invested. Equity mutual funds have historically delivered 12–15% CAGR over long periods, making SIP one of the best wealth-building tools.