Recurring Deposit Ladder Calculator

Start a new RD every few months and build a ladder for regular maturity and smart savings.


How to Use This Tool

To simulate a recurring deposit ladder, enter the fixed monthly deposit, the term (in months) of each RD, the time gap between new RDs, and the interest rate.

  • Monthly Deposit Amount Amount you will deposit every month in each RD.
  • RD Term (Duration in Months) Total duration each RD stays active.
  • Gap Between New RDs (in Months) Gap in months between starting each new RD.
  • Annual Interest Rate (%) Expected annual rate at which RDs grow.

Maturity values assume monthly compounding on each recurring deposit.